How We Share & Disclose Information

Overview

At WealthGuard, we understand that your financial information is sensitive and personal. We are committed to maintaining the confidentiality and security of your data while ensuring compliance with applicable financial regulations and privacy laws.

This section details the specific circumstances under which we share or disclose your information, the safeguards we implement, and your rights regarding your personal data. We do not sell your personal information to third parties.

Sharing With Service Providers & Partners

We work with trusted third-party vendors and partners who assist us in delivering our financial planning, investment management, and technology services. These entities are contractually obligated to protect your information and use it solely for the purposes we specify.

• Payment Processors: Secure transaction handling and billing services.
• Cloud Hosting & Infrastructure: SOC 2 compliant data centers for secure storage and processing.
• Identity Verification Services: KYC/AML compliance providers to prevent fraud and meet regulatory requirements.
• Customer Support Platforms: Secure ticketing and communication systems.
• Analytics & Performance Tools: Aggregated, non-personally identifiable data processing for service optimization.

All service providers undergo rigorous security assessments and sign strict data processing agreements (DPAs) aligned with GDPR, CCPA, and FINRA standards.

Legal & Regulatory Disclosures

We may disclose your personal information without prior notice if required to do so by law or in the good faith belief that such action is necessary to:

• Comply with a legal obligation, court order, subpoena, or governmental request.
• Protect and defend the rights, property, or safety of WealthGuard, our clients, or the public.
• Investigate, prevent, or take action regarding suspected illegal activities, fraud, or security breaches.
• Enforce our Terms of Service, Privacy Policy, or other contractual agreements.
• Meet regulatory reporting requirements set by financial authorities (e.g., SEC, FINRA, IRS, FTC).

Business Transfers & Restructuring

In the event that WealthGuard undergoes a merger, acquisition, sale of assets, or restructuring, your information may be transferred as part of that transaction. Any successor entity will be bound by the terms of this policy and required to maintain the confidentiality and security of your data.

If such a transfer occurs, we will notify you via email and/or a prominent notice on our website at least 30 days in advance, providing you with information about the new entity and your options regarding your account and data.

Sharing With Your Explicit Consent

We may share your information with third parties when you explicitly opt in or provide consent. Examples include:

• Connecting your WealthGuard account to third-party financial apps via open banking APIs.
• Sharing account statements with your personal tax advisor or CPA upon your request.
• Participating in optional partner programs or referral initiatives.
• Granting authorized access to family members or trusted contacts through our Secure Sharing feature.

You may withdraw consent at any time through your account settings or by contacting our Privacy Team.

Aggregated & De-identified Data

We may create aggregated or de-identified data that cannot reasonably be used to identify you as an individual. This data helps us analyze market trends, improve our financial algorithms, and develop new features. We may share this anonymized information with research institutions, industry partners, or the public.

We employ strict data anonymization standards, including data masking, differential privacy techniques, and irreversible hashing, to ensure individual identities cannot be reconstructed.

Marketing & Communications

We will never share your personal information with third parties for their direct marketing purposes without your prior consent. When we send marketing communications, we do so directly on behalf of WealthGuard.

You control your communication preferences. You can opt out of promotional emails, SMS alerts, or personalized recommendations at any time. Opting out will not affect your ability to use core WealthGuard services.

Your Rights & Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal data we hold about you.
• Correction: Update or rectify inaccurate information.
• Deletion: Request deletion of your data, subject to legal and regulatory retention obligations.
• Portability: Export your data in a structured, machine-readable format.
• Objection: Opt out of certain data processing activities, including profiling and marketing.

To exercise these rights, please submit a request through our secure portal or contact our Privacy Office. We will respond within 30 days, or within the timeframe required by applicable law.

Questions About Our Data Practices?

If you have questions about how we share or disclose information, or if you wish to exercise your privacy rights, our dedicated Privacy Team is here to help.