Third-Party Links & Services

WealthGuard partners with trusted financial institutions, technology providers, and compliance services to deliver a secure, seamless, and comprehensive wealth management experience. This page details our external integrations, data handling practices, and your rights.

Important Notice Regarding Third-Party Services

WealthGuard does not endorse, control, or assume liability for the content, privacy practices, or terms of service of linked third-party websites or integrated services. When you interact with a third-party provider, you are subject to their own terms and privacy policies. We carefully vet all partners to meet strict financial, security, and compliance standards.

Data Minimization Principle

We only share the minimum data necessary for each service to function. No third party receives your login credentials. All data transfers are encrypted in transit and at rest using AES-256 and TLS 1.3 protocols.

Financial Data & Market Providers

These services power real-time market data, portfolio tracking, and account aggregation features within the WealthGuard platform.

Plaid Account Aggregation

Securely connects your bank, brokerage, and credit card accounts to WealthGuard for unified dashboard viewing and automated transaction categorization.

Data Shared: Read-only account balances, transaction history, holding identifiers Region: Global

View Plaid Privacy Policy

ChartIQ / FactSet Market Analytics

Provides institutional-grade market data, economic indicators, and portfolio performance benchmarking for advanced planning tools.

Data Shared: Portfolio composition (for benchmarking), anonymized user metrics Region: US/EU

View FactSet Privacy Policy

Payments & Banking Infrastructure

We integrate with licensed financial networks to process ACH transfers, wire facilitation, and payment routing for automated savings and investment contributions.

Stripe Financial Payment Processing

Handles subscription billing, one-time advisory fees, and secure payment routing for WealthGuard services.

Data Shared: Payment card details (tokenized), billing address, invoice references Region: Global

View Stripe Privacy Policy

FedNow / RTP Network Instant Transfers

Enables same-day funding for emergency liquidity requests and instant settlement for approved withdrawals.

Data Shared: Account routing numbers, verification tokens, transfer amounts Region: United States

FedNow Program Details

Security & Identity Verification

These partners help us meet strict KYC/AML requirements and protect your account against unauthorized access.

AWS (Amazon Web Services) Cloud Infrastructure

Hosts all WealthGuard applications, databases, and backup systems. SOC 2 Type II, ISO 27001, and FedRAMP certified.

Data Shared: Encrypted application data, session tokens, system logs Region: US-East, EU-West

View AWS Security & Compliance

Jumio / Onfido Identity Verification

Biometric and document verification to comply with FinCEN KYC regulations during onboarding.

Data Shared: Government ID images, facial scan, name/DOB (hashed) Region: Global

View Jumio Privacy Policy

Data Handling & Compliance Framework

WealthGuard adheres to strict data processing agreements (DPAs) with all third parties. The following outlines how your information is classified and processed across our ecosystem.

Data Category	Shared With	Purpose	Retention Period
Account Credentials	None	WealthGuard never shares passwords or PINs. Plaid uses read-only tokenized access.	N/A
Portfolio Holdings	ChartIQ, Internal Risk Engines	Performance benchmarking, rebalancing algorithms	7 years (regulatory)
Payment Details	Stripe, FedNow	Subscription billing, ACH/wire processing	Transaction lifecycle + 1 year
Identity Documents	Jumio/Onfido	KYC/AML compliance, account verification	5 years post-account closure
Usage Analytics	Mixpanel, Internal BI	Platform optimization, feature adoption tracking (aggregated & anonymized)	2 years

Your Rights & Opt-Out Options

You maintain full control over your data and third-party connections. Under GDPR, CCPA, and FINRA guidelines, you are entitled to the following:

Disconnect Accounts

Remove any linked bank, brokerage, or credit account instantly from Settings > Connected Accounts. Data will be purged within 30 days.

Data Portability

Export your complete financial history, holdings, and transaction logs in CSV or JSON format at any time via the dashboard.

Marketing Opt-Out

Disable personalized analytics tracking and third-party advertising cookies through our Cookie Preferences center or by emailing privacy@wealthguard.com.

Deletion Request

Request full account and data deletion. We will comply within 30 days, subject to regulatory record-keeping requirements.

Questions About Third-Party Services?

Our compliance and security team is available to review specific vendor integrations, DPAs, or data flow architecture. We're committed to transparency and your trust.

Contact Compliance Team