Trust & Safety

Content Moderation & Community Standards

WealthGuard maintains a secure, educational, and respectful environment for all financial discussions. Learn how we moderate content, report violations, and uphold our community standards.

Rules for Financial Discussions

Our community thrives on accurate information, respectful dialogue, and responsible financial education.

Educational Focus

All financial content must be educational in nature. Personalized investment advice or guaranteed return claims are prohibited.

No Unverified Tips

Pump-and-dump schemes, unverified stock/crypto tips, and speculative "moonshot" predictions will be removed.

Respect & Civility

Disagreements are welcome. Harassment, discrimination, personal attacks, and toxic behavior are strictly prohibited.

Privacy Protection

Never share sensitive personal/financial data (SSN, account numbers, passwords) in public forums or comments.

Spam & Promotions

Unauthorized ads, referral farming, repetitive posting, and affiliate link spam will be automatically filtered and removed.

Regulatory Compliance

Content must comply with FINRA, SEC, and local financial regulations. Unregistered advisors cannot give paid advice.

How We Review & Enforce

A transparent, multi-layered system combining AI detection with human expert review.

1

Automated Scan

AI filters scan for prohibited keywords, spam patterns, and policy violations in real-time.

2

Community Flag

Users report suspicious content. Reports with 5+ valid flags trigger priority review.

3

Expert Review

Certified moderators and financial compliance officers assess context and intent.

4

Action & Notification

Content is approved, edited, or removed. Users receive clear explanations for any action taken.

Help Us Keep the Community Safe

See something violating our guidelines? Use our secure reporting system to flag content. All reports are confidential and reviewed within 24-48 hours.

Scam / Fraud
Harmful Misinformation
Harassment / Bullying
Spam / Bot Activity

Disagree With a Moderation Action?

We believe in fairness. If you believe content was incorrectly removed or your account was restricted, you can file an appeal.

Click the "Appeal Action" button in your notification email or account dashboard. Provide the original content reference, explain why it complies with guidelines, and attach any supporting documentation. Appeals are reviewed within 3 business days.
A senior moderator and compliance specialist will independently review your appeal. We consider context, intent, and community impact. You'll receive a detailed decision email with clear reasoning, regardless of the outcome.
Yes. Temporary suspensions (7-30 days) can be appealed via the dashboard. Permanent bans require submitting a formal conduct review request to our Trust & Safety team. Reinstatement depends on violation severity and user history.
Standard appeals are processed within 3-5 business days. Complex cases involving regulatory compliance or severe violations may take up to 10 business days. You can track status in your account settings.

Trust & Safety Metrics

We are committed to transparency in our moderation practices and community health.

<24h

Average Review Time

94%

AI Detection Accuracy

120+

Certified Moderators

Q3 2024

Next Transparency Report