The Professional Plan

Expert guidance, advanced tax strategies, and dedicated advisory for individuals ready to accelerate wealth building and secure their financial future.

$79 /month Billed annually ($49/mo equivalent)

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David Richardson, CFP®

Dedicated Financial Advisor

Assigned

Portfolio Tracking

Tax Optimization

Retirement Roadmap

Priority Support

Core Features

Everything You Need to Grow Wealth

The Professional plan bridges the gap between self-directed investing and full-service wealth management.

Dedicated CFP Advisor

Get paired with a certified financial planner who understands your goals, reviews your portfolio monthly, and provides actionable guidance.

Advanced Tax Strategies

Harvest losses, optimize retirement contributions, and structure investments for maximum after-tax returns with expert oversight.

Retirement & 529 Planning

Custom roadmaps for 401(k), IRA, and education savings with projected withdrawal strategies to ensure longevity.

Priority Support Access

Skip the queue. Get same-day responses via phone, email, or live chat with our senior client services team.

Quarterly Deep Dives

Comprehensive 60-minute strategy sessions to rebalance assets, adjust risk profiles, and align with life changes.

Pro Dashboard & Analytics

Real-time net worth tracking, cash flow forecasting, and goal progress meters directly in your mobile or web app.

Who It's For

Designed For Your Stage of Life

The Professional plan delivers the most ROI for these financial profiles.

High-Earning Professionals

Doctors, engineers, executives looking to scale savings and navigate complex tax brackets.

Small Business Owners

Separate personal vs business wealth, optimize SEP-IRAs, and plan for acquisition or exit.

Growing Families

Balance mortgage planning, education funds, insurance, and emergency reserves without the stress.

Portfolio Builders

Investors with $50K–$500K who want professional oversight without the $100K+ minimums.

What's Included

Complete Feature Breakdown

No hidden fees. No upsells. Just comprehensive financial tools and expertise.

1-on-1 Monthly Reviews

30-minute scheduled calls with your advisor to discuss market conditions and portfolio adjustments.

Automated Rebalancing

AI-driven tax-aware rebalancing to maintain your target asset allocation without triggering unnecessary taxes.

Income & Expense Categorization

Bank sync with smart tagging, budget variance alerts, and savings rate optimization suggestions.

Debt Payoff Strategist

Custom Avalanche vs. Snowball planning with payoff calculators and refinancing alerts.

Document Vault

Secure, encrypted storage for W-2s, 1099s, tax returns, insurance policies, and estate documents.

Family & Dependent Access

Share view-only dashboard access with a spouse or trusted family member for collaborative planning.

Plan Comparison

See How Professional Stacks Up

Transparent pricing and features across all WealthGuard tiers.

Feature	Starter	Professional	Elite
Monthly Price	$29	$79	$199
Dedicated Advisor			+ Team
Tax Optimization	Basic	Advanced	Enterprise
Retirement Planning	Guided Tools	Custom Roadmap	Full Estate
Quarterly Reviews			Monthly
Support Level	Email (48h)	Priority (Same-day)	24/7 Concierge

FAQ

Professional Plan Questions

During onboarding, we match you with a CFP® or CFA® professional based on your income bracket, investment experience, and specific goals (e.g., real estate, tech stocks, retirement). You'll meet them within 48 hours of activation.

Yes. Upgrades take effect immediately, and prorated billing applies. Downgrades take effect at the start of your next billing cycle. Your financial data and advisor relationship remain intact regardless of tier changes.

Your advisor will present a customized report covering portfolio performance, tax implications, life goal alignment, and market outlook. Together, you'll make strategic adjustments, rebalance assets, and update your financial roadmap.

No. Unlike traditional wealth managers that require $100K+, WealthGuard's Professional plan works with portfolios of any size. Our advisors focus on sustainable growth strategies tailored to your current capital and cash flow.