Modifications to Terms

WealthGuard Financial Services LLC ("WealthGuard," "we," "us," or "our") reserves the right, at our sole discretion, to modify, amend, or update these Terms of Service ("Terms") at any time. As your financial and technological landscape evolves, so too must our service agreements to remain compliant, secure, and beneficial to our clients.

10.1 Notice of Changes

We are committed to transparent communication regarding any updates to these Terms:

• Material Changes: For changes that materially alter your rights, obligations, or the core service offering, we will provide at least 30 days' written notice prior to the effective date. Notification will be delivered via email to your registered account address, a prominent in-app notification, and a banner announcement on our website.
• Non-Material Changes: Minor updates, including corrections, typographical fixes, clarifications, or administrative adjustments, may take effect immediately upon posting. These will be reflected in the revision history below.

10.2 How to Check for Updates

To stay informed, you may:

1. Enable push/email notifications in your account settings
2. Visit the "Legal" section of our website directly
3. Contact our compliance team at any time for clarification

10.3 Historical Versions

We maintain an archive of previous versions of these Terms for reference. While older versions are no longer legally binding, they remain accessible for transparency and record-keeping purposes.

10.4 Disagreement with Modifications

If you do not agree to the modified Terms, your sole recourse is to discontinue use of WealthGuard's services and submit a written cancellation request prior to the effective date of the changes. Upon receipt, we will process account closure in accordance with our standard termination procedures.