Regulatory Disclosures

General Disclaimer

WealthGuard ("We", "Us", "Our") provides financial planning, investment management, and advisory services. The content published on this website, our mobile applications, email communications, and associated platforms is intended solely for informational purposes.

WealthGuard is a registered investment advisor with the Securities and Exchange Commission (SEC). Registration does not imply any specific level of skill or training. Our advice is tailored to individual circumstances, and any general information provided here should not be relied upon as a substitute for personalized professional advice.

By using our services, you acknowledge that you have read and understood our Form ADV Part 2A and Form ADV Part 2B, which contain comprehensive details about our business, fees, and disciplinary history.

Risk Disclosure

All investments carry risk, including the potential loss of principal. Past performance is not indicative of future results. The value of your investments may fluctuate, and you may receive more or less than your original investment.

Market Risks

Financial markets are subject to fluctuations due to economic, political, and geopolitical events. There is no guarantee that any specific investment strategy will be successful or appropriate for your individual situation.

Specific Product Risks

• Equities: Subject to market volatility and economic cycles.
• Bonds: Subject to interest rate risk, credit risk, and inflation risk.
• Real Estate: Subject to market conditions, liquidity constraints, and property-specific risks.
• Crypto Assets: Highly volatile and subject to regulatory uncertainty.

WealthGuard does not guarantee that any investment objective will be achieved. Investors should carefully consider their investment objectives, risks, charges, and expenses before investing.

Fees & Compensation

WealthGuard is compensated in various ways for the services we provide. Full details of our fee schedule can be found in our Client Agreement and Form ADV.

• Assets Under Management (AUM): We charge an annual advisory fee based on a percentage of the assets we manage on your behalf. This fee is typically assessed as a percentage of assets, billed quarterly or monthly.
• Hourly/Fixed Fees: For financial planning engagements, we may charge hourly rates or fixed project-based fees.
• Product-Based Compensation: In certain circumstances, WealthGuard may receive compensation from third-party product providers. We are obligated to disclose any material conflicts of interest arising from such arrangements.
• Transaction Fees: Clients may incur brokerage commissions, custodial fees, account maintenance fees, and transaction costs associated with their investments.

We are required to act in your best interest. Our fee structure is designed to align our interests with yours, as our compensation grows when your portfolio grows.

Conflicts of Interest

We are committed to identifying and mitigating conflicts of interest. As a fiduciary, we are legally and ethically bound to act in the best interests of our clients.

Potential conflicts may arise when:

• We receive compensation from third-party providers.
• We manage portfolios that hold securities in which WealthGuard or its employees have an interest.
• We recommend proprietary products or products from affiliates.

We address these conflicts through strict policies, procedures, and regular compliance reviews. Clients have the right to request full disclosure of any specific conflicts related to their account.

Testimonials & Endorsements

Testimonials, client success stories, and endorsements featured on WealthGuard platforms are real accounts of client experiences. However, individual results will vary.

We are required to disclose that testimonials are not indicative of the experience or results that any other client is likely to achieve. The performance of past investments is not a guarantee of future performance.

We may use third-party marketing agencies to solicit testimonials. In such cases, we adhere to SEC and FINRA guidelines regarding the fair and balanced presentation of client feedback.

Privacy & Security

WealthGuard is committed to protecting the confidentiality and security of your personal and financial information.

Our Privacy Policy details how we collect, use, store, and share your data. We employ industry-standard encryption (AES-256), multi-factor authentication, and regular security audits to safeguard your information.

We do not sell your personal data to third parties. Data may be shared with custodians, service providers, and regulatory bodies as required to administer your account or comply with legal obligations.

Third-Party Information

This website may contain links to third-party websites, products, or services. These links are provided for convenience and informational purposes only.

WealthGuard does not endorse, control, or assume responsibility for the content, accuracy, or practices of any third-party sites. Your interaction with third-party services is governed by their respective terms of service and privacy policies.

Information provided by third-party sources (e.g., market data, economic forecasts) is believed to be reliable but is not guaranteed. WealthGuard assumes no liability for errors or omissions in third-party data.

Contact Us

If you have questions about these disclosures, wish to receive a copy of our Form ADV, or have concerns regarding compliance, please contact our Compliance Department:

You may also submit complaints via the SEC's online portal or by visiting the SEC.gov website.