Fee Structure & Pricing Transparency
We charge clear, upfront fees with no hidden commissions, trading markups, or performance-based penalties. All pricing is disclosed before account activation.
| Service Tier | Monthly Fee | Setup/Onboarding | Performance Fee | Hidden Costs? |
|---|---|---|---|---|
| Starter | $29/mo | Free | 0% | None |
| Professional | $79/mo | $99 (one-time) | 0% | None |
| Elite | $199/mo | Free | 0% | None |
| Custom Enterprise | Volume-based | Varies | Negotiated | Disclosed in Contract |
Important Note: WealthGuard does not earn commissions on product sales, insurance referrals, or brokerage transactions. We are a fiduciary-advisory model where our compensation is strictly tied to the subscription tier you select.
Data Privacy & Security Practices
Your financial data is handled with the highest standards of protection. We are fully compliant with GDPR, CCPA, and SOC 2 Type II.
Encryption & Storage
All data is encrypted in transit (TLS 1.3) and at rest (AES-256). Customer information is stored in isolated, access-controlled databases with regular penetration testing.
Your Data Rights
- Request full data export at any time
- Modify or update personal information instantly
- Request account/data deletion (subject to regulatory retention laws)
- Opt out of marketing communications
Data Retention Policy
Account data is retained for 7 years post-closure to comply with FINRA and IRS regulations. After the mandatory period, all PII is permanently purged from active systems.
Data Sharing Policy
We never sell, rent, or trade your personal data. Information is only shared with regulatory bodies, legally required authorities, or explicit user consent for third-party integrations.
Ownership & Corporate Governance
WealthGuard is independently operated with a transparent leadership structure designed to prevent conflicts of interest.
Ownership Structure
Privately held by founding partners and accredited institutional investors. No public shareholders, no private equity pressure, and no external board control.
Leadership Team
Led by a board of certified financial planners, CPAs, and former regulators. All advisors hold CFP®, CFA®, or equivalent fiduciary credentials.
Conflict of Interest Policy
Strict prohibitions on steering clients toward products that generate hidden commissions. All recommendations are documented and reviewed by our Compliance Committee.
Regulatory Compliance & Licenses
We operate under strict regulatory oversight to ensure your financial security.
SEC Registered
RIA #123456
SOC 2 Type II
Annually Audited
GDPR & CCPA
Privacy Compliant
Fiduciary Standard
Duty of Care
Third-Party Partners & Custodians
We leverage vetted, industry-leading partners for secure execution. WealthGuard never holds client cash or securities directly.
Asset Custodian
Apex Clearing LLC (SEC Registered). Client funds and securities are held in segregated, SIPC-insured accounts up to $500,000 per firm.
Payment Processor
Stripe & Plaid. All transactions use PCI-DSS Level 1 compliant processors. Tokenization ensures raw card data never touches our servers.
Cloud Infrastructure
AWS (Amazon Web Services). Deployed in US-EAST & US-WEST regions with multi-AZ redundancy and automated backup protocols.
Market Data Providers
Bloomberg & Refinitiv. Licensed for real-time pricing, fundamental data, and risk analytics. All data feeds are encrypted and audited.
Questions About Our Transparency?
Our Compliance & Transparency team is available to answer inquiries, provide documentation, or clarify any disclosures.