5. Funding & Payouts

💸 When Do I Get Paid?

Once your campaign ends, we initiate the payout process immediately. The timeline depends on your funding model:

🟢 All-or-Nothing

7-10 Business Days

You get paid only if you meet or exceed your goal. Processing begins the moment your campaign closes successfully.

🟠 Flexible Funding

7-10 Business Days

You keep what you raise, regardless of whether you hit your goal. Payout starts immediately after the campaign ends.

💡

Early Access Payouts

Campaigns in our "Verified Creator" program can access partial payouts after 30 days to help with early manufacturing costs.

🧮 Fees & Commission

RaiseIt is transparent about fees. We only make money when you make money. Here's the breakdown:

Fee Type	Rate	Description
Platform Fee	5%	Standard platform fee charged on total funds raised.
Payment Processing	3% + $0.30	Third-party processing fee per contribution (credit card/PayPal).
International Card	+2%	Applied to contributions from cards issued outside your payout country.
Net Payout	~92%	On average, you keep approximately 92% of every dollar raised.

⚠️

No Hidden Fees

We never charge monthly subscriptions, setup fees, or withdrawal fees. What you see is what you pay.

🏦 Payout Methods

Choose the payout method that works best for you and your region. We support global creators.

🏛️

Bank Transfer (ACH)

USA & Canada

🌍

Wire Transfer

Global

📱

Payoneer

International

You can set up your payout details in your dashboard before or during your campaign. All bank transfers are encrypted and secure. Minimum payout threshold: $100.

📋 Taxes & Compliance

We handle tax reporting to make your life easier:

US Creators: We file 1099-K forms automatically if you meet the threshold.
International: We comply with local regulations and may withhold taxes where required by law.
W-9 / W-8BEN: Update your tax forms anytime in Settings > Payouts to avoid withholding.

RaiseIt does not provide tax advice. We recommend consulting with a qualified tax professional regarding your specific situation.

❓ Frequently Asked Questions

What if my campaign doesn't reach its goal? +

If you chose "All-or-Nothing" and don't reach your goal, no money is charged to backers and you receive $0. If you chose "Flexible Funding," you keep whatever you raised minus standard fees.

Can I withdraw money before my campaign ends? +

Standard payout occurs after the campaign closes. However, "Verified Creator" accounts with campaigns over $50,000 may apply for early partial access to funds for production costs.

How are refunds handled? +

Refunds are processed within 5-7 business days. Refunded amounts are deducted from your payout total. We encourage creators to set clear refund policies in their campaign terms.

Is there a limit to how much I can raise? +

There is no maximum limit! You can raise as much as your backers support. However, extremely large campaigns may require additional verification for security purposes.